To venture abroad without Travel Insurance can be extremely costly. Some regard it simply as a "no-no!"
There are too many potential pitfalls to run the risk of being insufficiently covered, or worse having no cover at all. In some situations it will be compulsory and the rates for South Africans make it a bargain to buy in SA before you depart.
The 'Free" Travel Insurance offered with credit card payments for air tickets is not sufficient and it has a huge excess. OVC in conjunction with Bryte Insurance have policies valid from a few days to two years.
As with all insurance, there's always a lot of small print to check out (the "policy wording"), so make sure you ask us to tell you all about it.